For over a century, Hancock County Savings Bank has stayed the course as an independent, locally managed bank. We focused on maintaining our role as a community leader, as well as a community lender. Creating a unique relationship with our customers, we are dedicated to the needs of our communities and to the generations of people who have called the Ohio Valley their home.
A Hancock County Savings Bank Share Loan is a unique and convenient way to borrow and to continue saving at the same time!
Our customers can use their savings—deposit or CD—as collateral for a loan. Since you are borrowing "against" your own savings at HCSB, you pay no fees; and no credit report is required. The interest rate for your share loan is only two and one-half (2.5) percent above the rate of your savings, which continue to earn interest each month. The turnaround time is quick -- call ahead and walk out with your check. Call us for details today.